6 biaya yang harus nya di tawar/negosiasi (6 Costs You Should Always Negotiate)

[kullatiro]

1. Credit Card Rates
2. Mortgage and Refinancing Rates and Fees
3. Home Improvements
4. Home Appliances and Electronics
5. Cars
6. Medical Bills

1. Credit Card Rates
Why they are negotiable: Now that most of the dust has settled following the big credit card reform act, card companies are competing fiercely again for new customers. Issuers sent out 1.2 billion credit card offers in the third quarter of 2010 -- more than three times the number sent during the same period in 2009. "Use the competition to your advantage," says Ira Rheingold, executive director for the National Association of Consumer Advocates. "Don't jump at the first offer. You should argue for the best rate."
http://finance.yahoo.com/banking-budgeting/article/111978/6-costs-you-should-always-negotiate;_ylt=AlFNRBO1JNfehhY6ZW.jHqa7YWsA;_ylu=X3oDMTFha2FjcjUxBHBvcwMzBHNlYwNwZXJzb25hbEZpbmFuY2UEc2xrAzZjb3N0c3lvdXNobw--?mod=bb-budgeting

[Hendra Susanto]

Medical Bills maksudnya buka resep obat generik?

[kullatiro]

maksudnya minta discount dari biaya kesehatan ( atau beberapa biaya kesehatan yang bisa di discount)

6. Medical Bills

• Why they're negotiable: Patients usually assume that the cost for various medical procedures and tests are set in stone, but often they're not. And with health care companies shifting more out-of-pocket costs onto consumers, asking for potential discounts is essential, particularly since there's often a huge variance in costs among providers, says Angie's List spokeswoman Cheryl Reed. In Washington D.C., for example, the price for an MRI of the right knee ranges from $400 to $1,501, according to a recent report. You can look up average prices in your area for various procedures at Healthcare Blue Book.

• Who to talk to: The billing administrator.

• What to say: "This is a significant expense for me. Is there a discount for paying upfront or in cash? What other kinds of discounts might be available?"

• Possible savings: Fifty percent or more. An Angie's List poll found that 74 percent of respondents who negotiated their medical bills were successful, often paying less than half of the original cost.

[kuswanto]

wah point ke 6. kalau di sini mungkin susah deh mau di nego..

pengalaman pribadi aj, waktu papa saya sakit keras [agust 2010].. di bawa ke RS P**** DI JAKARTA UTARA.. soal obat2 n biaya RS mao di minta nego tapi di tolak, di bilang sudah fixed price gt dah.. blum lagi di ribet2in a :'(ish,,
kl di negara maju seperti Amrik ya mungkin hak2 konsumen uda sangat diperhatikan (apalagi sejak UU kesehatan baru sudah di terapkan ama obama)

just my opinion

[kullatiro]

sebenarnya lihai lihai u /kepandaian anda saja dah soal ini mah, sinshe wa biasa ngajarin para pasien nya bila berhadapan dengan rumah sakit soalnya memang ada biaya biaya (yang bisa di katakan siluman, kita tidak tahu gitu dll). jadi jangan sampai di bodohi oleh rumah sakit.

[hatRed]

KPR bisa gak

[tesla]

kalau di apotik yg kulihat ya, kalau mo negosiasi harga, kayanya ga dikasih
malah kalau penampilan pas2 yah, biasa cashier nya dah tanya duluan:
"obatnya mo ditebus 1/2 dulu atau semua?"

[Hendra Susanto]

setau gw emang buka apotik paling mantep... beli brg gak bs tawar hahhahha

[The Ronald]

itu maksudnya biaya perawatan rumah sakit....ga tau ya klo indo, klo di amerika dgr2 harga perawatannya / dokter mahal banget

[Forte]

kalau di apotik yg kulihat ya, kalau mo negosiasi harga, kayanya ga dikasih
malah kalau penampilan pas2 yah, biasa cashier nya dah tanya duluan:
"obatnya mo ditebus 1/2 dulu atau semua?"

terus dijawab.. semua tapi generik ya

[tesla]

terus dijawab.. semua tapi generik ya

resep dari dokter itu udah termasuk merk kan? jadi apa pihak apotik berhak mengganti sendiri?

[bawel]

kalau di apotik yg kulihat ya, kalau mo negosiasi harga, kayanya ga dikasih
malah kalau penampilan pas2 yah, biasa cashier nya dah tanya duluan:
"obatnya mo ditebus 1/2 dulu atau semua?"

ada kok apotik yang bisa tawar menawar .
apalagi kalo udah jadi kenal deket, malah bisa dapet diskon khusus .
toko obat yang merangkap apotik, biasanya harganya masih bisa ditawar .
atau kalo mau murah bisa dateng ke distributor-distributor atau importir .
lumayan, untuk beli obat-obatan yang memang harus dimakan seumur hidup, misalnya untuk obat darah tinggi atau jantung, atau suplemen kesehatan . kalo memang masih kebanyak, bisa dijual lagi sama temen-temen atau sudara .

[bodhi]

biaya resepsi perkawinan juga tuh wkwkwk

[bawel]

biaya resepsi perkawinan juga tuh wkwkwk

kalo ini masih bisa kok .
cuma mesti harus gigih sekali .
ajak temen yang eo juga biar bisa tawar menawar .